About the job

The Head of Corporate and SME Risk role oversees the accurate credit assessment, analysis and due diligence of new and existing corporate exposures that can range from large, listed conglomerates, to small or medium-sized enterprises (‘SMEs’). The role holder has extensive practical knowledge and experience of these areas and is responsible for managing all transactions from start to finish that fall within them. The role holder leads meetings and discussions on complex cases which may include novel features and secured structures – including negotiations with exporters and buyers – and oversees and is ultimately responsible for case work of the analysts within their team.

Main Activities include;

1. Leading, managing and motivating their team in the production of high quality and timely credit analysis. This may involve complex secured structures and transactions (including novel and unusual features).

2. Exercising credit approval – within the terms of delegation. The role also includes the provision of high quality recommendations where delegated authority is exceeded.

3. Responsibility and accountability for the ongoing monitoring from a credit risk perspective for the corporate transactions within UKEF.

4. Liaising and collaborating with multiple stakeholders – most notably Business Group and external clients at senior levels – but also numerous internal stakeholders including Legal & Compliance, Internal Audit and Product & Policy.

5. Taking senior leadership roles within external meetings to ensure that new proposed business is optimally structured and within UKEF’s predetermined risk appetite.

6. Ensuring that all submissions to Enterprise Risk & Credit Committee are succinct, well structured, coherent, logical and fit for purpose.

7. Identifying and providing solutions to credit training deficiencies both within RAD and UKEF more broadly.

8. Continuously demonstrating subject matter expertise across relevant asset classes and business types. Recognition as subject matter expert both internally, particularly by RAD and Business Group staff and externally.

9. Deputising for the Head of RAD where appropriate.

10. Budget authority as above.

11. Developing and monitoring policies to manage credit risk and ensuring the policy suite is aligned with best commercial credit practice.